Auto
Good, honest protection for your daily drives and family road trips. We keep it straightforward so you can focus on the road ahead.
Learn Moreabout autoYour peace of mind partner
Independent Insurance Agent in Lapeer County, Michigan
Straightforward, professional protection for all your insurance needs—from a local independent agent who lives in the community and is here when you need help.
Home, farm, and life insurance in Lapeer County
As local agents and farmers ourselves, we provide straightforward home, farm, and life insurance to families across Lapeer County, Michigan. Honest advice, competitive rates, and a neighbor you can actually call.
Home
Caring for your home with the same genuine attention we'd give our own neighbors. Protecting where your family's favorite memories are made.
Learn Moreabout home
Farm
Since we're farmers too, we understand that your land, equipment, and livestock are your life. We offer straightforward protection for what you work so hard to grow.
Learn Moreabout farm
Life
Helping you look after your family's future with clear, compassionate guidance and simple, professional plans.
Learn Moreabout life
Business
Sincere protection for the local shop or office you've worked hard to build. We're business owners too, so we understand the value of honest advice.
Learn Moreabout businessAlso offering renters insuranceand umbrella coverage for extra liability protection.
Insurance resources for Lapeer County
View all postsJune 9, 2026
What Does Farm Insurance Actually Cover? A Guide for Lapeer County Farmers
A plain-language breakdown of what farm insurance covers, what it doesn't, and what Lapeer County farmers should be thinking about.
Read More: What Does Farm Insurance Actually Cover? A Guide for Lapeer County FarmersFebruary 19, 2026
Home Insurance Tips Every Homeowner Should Know
Practical home insurance tips for Lapeer County homeowners — coverage basics, a home inventory how-to, and the gaps that catch people off guard.
Read More: Home Insurance Tips Every Homeowner Should KnowFebruary 19, 2026
Navigating Life Insurance: Your Essential Guide
A plain-spoken guide to term vs. whole life insurance, how much coverage you need, and common myths — from your local Lapeer County agent.
Read More: Navigating Life Insurance: Your Essential GuideClient Testimonials
Schapman Insurance made finding farm coverage simple. Since they're farmers too, they actually understand the unique needs of our operation and gave us honest, straightforward advice.
I value being able to call someone local who knows my name. They provided professional protection and the kind of honest support that's hard to find these days.
Exceptional care when we needed it most. Their guidance gave our family peace of mind with a friendly, professional approach that felt like talking to a neighbor.
Frequently Asked Questions
What types of insurance programs do you offer?
We offer personal and commercial insurance including home, auto, farm, renters, business owners policies (BOP), and umbrella/excess liability coverage. As an independent agency, we work with multiple carriers to find the right fit for your needs. Not sure what you need? Just ask — we'll walk you through it.
Where are you located and who do you serve?
We're based in Dryden, Michigan and primarily serve Lapeer County — including Imlay City, Almont, Metamora, Lapeer, and surrounding rural communities. We're happy to help clients throughout Michigan.
What does it mean to be an independent insurance agency?
Unlike captive agents who only sell one company's products, independent agents like Schapman Insurance Services work with multiple insurance carriers. That means we can compare options across several companies to find you the best combination of coverage and price — we work for you, not the insurance company.
How do I get a quote?
Getting a quote is easy. You can call or text us at (810) 305-2794, email us at madison@schapmaninsurance.com, or fill out the contact form on our website. We'll gather a little information and come back to you quickly — usually same day for personal lines like home and auto.
Why should I use a local agent instead of buying insurance online?
Online insurance is convenient, but it can't review your situation and flag gaps in coverage — a local agent can. We catch things like underinsured homes, missing umbrella coverage, or farm risks that online tools miss entirely. And when something goes wrong, you have a real person in your corner.
Schapman Insurance Services
Get a free insurance quote in Lapeer County
We provide personalized coverage solutions designed to protect what matters most. Reach out today for a competitive quote and honest guidance tailored to your specific needs.
- Phone
- (810) 305-2794Call or text
- Office
- 5481 Main St, Dryden, MI48428
Good, Honest Protection for our Neighbors
Schapman Insurance provides professional coverage and straightforward advice for our local community. We offer the expertise needed to protect your home, farm, or business with clarity and reliability. Our team is dedicated to helping you understand your policy options and ensuring your assets are properly secured. We focus on building trust through consistent service and a commitment to our neighbors' protection.